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YOUR PATH TO A FAST & EASY MORTGAGE

Buy or Refinance with Our Trusted Team

We guide you step by step to buy your home, investment property, or refinance your current mortgage. Award-winning professionals provide personalized advice, clear options, and quick results, so you can make the best decision for your family and financial future.

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Whether you want to become a homeowner, acquire an investment property, lower your monthly payments, consolidate debt, or get better terms on your loan, we’re here to help. With us, the process is simple, and transparent from the very first consultation.

👉 Fill out the form now and receive your free consultation. Start your journey today toward a better mortgage!

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Connect With Our Agents

Start your home loan journey with the best mortgage team. Our team is here to advise you during your process and answer any questions you may have about purchasing or refinancing your home. Contact us today to receive a free consultation!

Enrique Fonseca

Loan Officer
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Andres Carrillo

Loan Officer
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Laisha Villanueva

Loan Accelerator
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Jackie Gonzalez

Loan Accelerator
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Carmen Loera

Loan Accelerator
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Erika Zambrano

Loan Accelerator
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Ivone Galvan

Loan Accelerator
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Luis David Soto

Loan Accelerator
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Raquel Guzman

Loan Accelerator
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Our Mission

Empowering Our Community

Préstamo Fácil is dedicated to empowering our community by providing valuable tools to help them achieve their real estate goals. Our mission is to offer reliable and accessible mortgage solutions tailored to the unique needs of each client.

With over 1,500 successful clients and a reputation built on excellent service, our team is passionate about creating a smooth and successful mortgage experience. Through our extensive network of loan officers across the country and expertise in every type of mortgage loan, we guide you precisely at every step of the way. We connect you with trustworthy loan officers who genuinely help people successfully meet their real estate goals. Contact our team today to receive guidance over the phone, via a video call, or in person. All our consultations are free!

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Explore Our Mortgage Programs

Tailored Mortgage Solutions for Every Home Buyer and Homeowner
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Conventional Loans

Our conventional loans offer competitive interest rates for buyers with strong credit and a larger down payment. Perfect for securing favorable terms and stable financing, these loans are a reliable choice for well-qualified buyers.
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FHA Loans

FHA loans, backed by the Federal Housing Administration, enable moderate-income buyers to achieve homeownership with flexible credit criteria and low down payments. This program makes buying a home affordable and within reach.
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VA Loans

Designed for veterans, active-duty military, and qualifying National Guard members, VA loans offer favorable terms with no down payment required. Supported by the Department of Veterans Affairs, these loans honor the service of our veterans with unmatched benefits.
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USDA Loans

For homebuyers in rural communities, USDA loans provide zero-down financing and lower insurance costs. With competitive terms, this program makes buying a home in designated rural areas achievable and affordable for qualified buyers.
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Jumbo Loans

For high-value homes that exceed conventional loan limits, jumbo loans provide flexible financing. Ideal for premium properties, these loans offer tailored terms to meet the unique needs of well-qualified luxury buyers.
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Refinancing Options

Refinancing provides an opportunity to secure better interest rates, access home equity, or reduce monthly payments. Perfect for enhancing financial flexibility, refinancing lets homeowners improve loan terms and achieve greater control.
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Assistance Programs to Facilitate Your Purchase

There are various assistance programs for first-time buyers or individuals interested in purchasing investment properties that can help with payments or down payments. These programs vary depending on the type of loan program you’ll be applying for, whether you have a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN). Program availability also varies by state.

Would you like to know if you qualify and which programs you may be eligible for? At Préstamo Fácil, we are committed to helping you find the perfect program to simplify your purchase and achieve your real estate goals. Contact our offices today for a completely free consultation!

State Programs

In Illinois, programs from the Illinois Housing Development Authority (IHDA) provide valuable financial support for first-time homebuyers. These programs can assist with down payments and closing costs, bringing homeownership within reach for many residents.”

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Local Assistance

City and county programs in Illinois offer additional support for residents, including down payment assistance, homebuyer education, and financial counseling. These local resources empower buyers with guidance and financial aid throughout the home-buying process.

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What Our Customers Say

Find out how we've helped our clients achieve their dreams of homeownership!

I really liked the service, they helped me buy my house and gave me an excellent service as a company. 100% recommended. Thank you!

Antonio de Jesus

They gave me an excellent service, and they are 100% recommended! Thank you very much for your help!

Mayis Salgado

Extremely professional. Helped guide me through the home buying process. Extremely patient regarding any of my questions

Alexis Hernandez

They have helped us several times with the purchase of our properties, very good service, and we recommend them 100%!

Karina Gonzalez

The service was very good, and they were always attentive in answering our questions. We were able to easily reach our goal of buying a home!

Ana Lilia De La Cruz

Expert advice is at your fingertips.

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A new home or mortgage savings could be just a few screens away. Get started now – no commitment involved.

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